Downscaling: Help me decide

TBP88

Well-known member
I might just :ROFLMAO:
I think you should actually think pretty carefully about frugal living vs having fun. In your initial text you described a *E90 320d* as an emotional experience. If I was you I'd *FAR* rather have a car that engages me. Even if it has some costs, you could quite easily get very decent money for the two 3ers, replace with a fun weekender and you'll still have a swift for daily duties, the shopping trip, etc. Then your weekender only sees use if the wife misses her lift club and she needs the swift, otherwise it remains a fun car.

You can probably do all of this, while putting money into your bond.

Realistically 200 000km+ diesel 3ers are not going to appreciate, the floor to their value is very, very low. As you put mileage on, as they age and degrade they're gonna cost more and more to keep running.

That'd be my advice, assuming you can get mid to high 100k for each of the 3ers, that's 350k coming in, 250k buys a fun car, 100k goes into bond and savings.
 
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